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Federal Reserve: Strategies for Improving the U.S. Payment System

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The U.S. payment system is at a critical juncture in its evolution. Technology is rapidly changing many elements that support the payment process. Computing devices are becoming more sophisticated and information is increasingly processed in real time. These capabilities are changing the nature of commerce and end-user expectations for payment services. Meanwhile payment security and the protection of sensitive data are challenged by dynamic, persistent and rapidly escalating threats. The Federal Reserve shares their vision for the future U.S. payment system and discuss their recently released "Strategies for Improving the U.S. Payment System.”

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